How to use this crypto staking calculator
Enter the value of what you're staking, the advertised APY, and how long you plan to stake. The calculator compounds the yield once per year and shows your final value, your total rewards, and an estimate of your daily reward in the first year. It works whether you think in dollars or in coins — just keep the unit consistent.
The formula
Final value = Stake × (1 + APY)years · Rewards = Final value − Stake
Worked example
Staking $1,000 at 8% APY:
- After 1 year: $1,080 — rewards of $80 (about $0.22/day)
- After 2 years (compounded): ≈ $1,166.40 — rewards of ≈ $166.40
APY vs APR, and the risks
APY already includes compounding, while APR does not — so the same headline rate can pay differently. Remember that staking rewards are paid in the coin, and that coin's price can fall, wiping out a nominal yield. Networks may also lock your funds for a period or apply penalties (slashing). The advertised APY can change at any time, so treat the result as a planning estimate.
Common mistakes to avoid
Assuming the APY is fixed forever. Ignoring lock-up periods that stop you selling. Forgetting that a token's price drop can outweigh the yield. Confusing APR with APY. Staking funds you may need access to soon.
Frequently asked questions
How much does $1,000 at 8% APY earn?
About $80 in year one ($1,080 total), or roughly $0.22 per day. Compounded, it's about $1,166 after two years.
What does APY mean?
Annual percentage yield — the yearly return including compounding.
Is staking income guaranteed?
No. APYs change, prices move, and some networks have lock-ups or slashing.
APY or APR?
APY includes compounding; APR doesn't. This tool compounds annually using APY.
Is my data saved?
No. Everything runs in your browser; nothing is uploaded.